We provide you with a 100% FREE consultation & credit analysis; there is no obligation to make a purchase or sign up for services.

During this consultation we will:

  • Review your credit reports and scores –

  • Identify and discuss items that may be harmful to your credit rating,

  • Discuss your circumstances and credit goals,

  • Discuss your credit repair options.

* You must provide access to your credit reports and scores to receive the analysis, see below.

**Free applies to initial consultation only. Excludes DIY Consultations– see our pricing page to schedule a DIY Consultation.


In order to provide you with a consultation customized to your specific situation, it is best to be prepared with your credit reports from Equifax, Experian and TransUnion before your scheduled consultation.

If you do not already have your credit reports, we have negotiated a promotional offer with IdentityIQ Credit Monitoring. For a $1.00* you can download all three reports AND get your three credit scores. Sign up for an account with IdentityIQ Credit Monitoring today to download your credit reports and scores. You can cancel your account at any time.
*Note: The $1.00 fee is paid to IdentityIQ for access to your credit reports and scores, this fee is NOT paid to Boe Credit Consulting.

You can also obtain your 3 credit reports from for no charge as long as you have not gotten your annual free credit reports during the past 12 months. However, does not include your credit scores.

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