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Too Often Debt Collectors Violate Consumer Protection Laws In Their Efforts To Collect A Debt


  • Stop Harassment From Debt Collectors

  • Make Them Pay For Violating Your Rights

  • Erase The Debt They Say You Owe

  • Get The Collection Account Deleted From Your Credit Report - Improving Your Credit


Consumers often have more than one account in collections and are being hounded by multiple debt collectors trying to collect a past due debt, adding to your stress and making you feel like you will never escape your difficult financial situation and improve your credit rating. It doesn't need to be that way. Boe Credit Consulting can help you deal with all of your creditors and collectors, getting you the leverage you need to take back your financial freedom.


  • Collecting a debt they are not entitled to

  • Charging you fees they are not legally permitted to charge

  • Harming your credit rating by furnishing erroneous or unverifiable information to be published on your credit reports

  • Suing you without giving you proper notice

  • Failing to notify you of your right to dispute the debt

  • Failing to send a debt validation letter within 5 days of first making contact with you

  • Talking to anyone else about your debt

  • Falsely threatening to sue you

  • Using profane or abusive language 

  • Calling you outside of "reasonable" hours

  • Calling you multiple times each day

  • Calling you multiple times each week

  • Calling you multiple times for the wrong person

  • Calling you at work

  • Calling your friends or family

  • Continuing to contact you after you've asked them not to

  • Telling you that you committed a crime

  • Telling you that you will be arrested

  • Threatening to harm your credit rating

  • Threatening you  in any other way

  • Lying to or misleading you

  • Changing the terms of an agreed payment plan

  • & A whole lot more...

Consumer Protection Laws are on your side - we know how to leverage the power of these laws to stop debt collectors, eliminate your debt, and improve your credit.

The Fair Debt Collection Practices Act is just one of those laws. It protects consumers from abusive collection practices inflicted by debt collectors.


We use the written and verbal communications between you and the debt collector, as well as any information they report on your credit reports to prove that these companies are violating your rights; and we hold them accountable.

Our experience has shown us that most debt collectors have a tough time proving that you owe any debt at all and we use this knowledge and their violations in order to leverage the elimination of the debt they say you owe.

We can help you stop any kind of harassment from debt collectors.

We may be able to get your collection accounts deleted from you credit reports - improving your credit rating.

In some cases we can get your collection debt erased completely - without you paying one penny toward the debt.

If your case qualifies, we may be able to get you paid when debt collectors violate your rights.

If your case requires it, we partner with a nationwide network of consumer protection attorneys who are ready to fight for you. Best of all - there's no cost to you.

Collections - How We Help
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Contact us BEFORE you make your next payment!

In addition to the many ways we may be able to help you, we may also be able to help you get a refund of any payments you've already made.


Boe Credit Consulting is backed by a nationwide network of powerful attorneys, with decades of experience, specializing in the area of consumer financial protection law.

These attorneys aggressively pursue debt collectors and other creditors who violate our client's consumer rights with abusive and illegal collection practices.

These abusive debt collection companies hate our attorney partners and will often settle a case without  the attorney having to file a lawsuit.

Many of our clients have received settlements or judgements in excess of the amount the debt collector was trying to get from you - that all goes straight into your pocket.

No fee guarantee - If one of our attorneys agree to handle your case, there is no out of pocket cost to you. When you win your case, the debt collectors must PAY YOU and  your attorney's fees. If you lose, you pay nothing. 

*Our clients are never required to work with any attorney in our network. We only refer them as an option for you. We are happy to work with any attorney of your choosing.

**While Boe Credit Consulting and our partners strive to deliver the best in service and outcomes, your results may vary based on several factors, but most importantly, the circumstances of your particular case.

Boe Credit Consulting

Helping consumers fight back.

Leveling the playing field.

Turning the tables on debt collectors.

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