Basic Membership Plan 

• $12.95 per month

• 1 FREE - 1 Credit bureau credit report & score per month

• Credit monitoring

• ScoreTracker

• ScoreBuilder™

• ScoreMaster®

• Money manager

• $1 million Family Fraud Insurance

• Alerts & score tools

• Optional - 3 credit bureau credit report - $16.95 each

Premium Membership Plan 

• $19.95 per month

• 1 FREE - 3 Credit bureau credit reports & scores per month

• Unlimited - 1 Credit bureau credit report & score per month

• Credit monitoring

• ScoreTracker

• ScoreBuilder™

• ScoreMaster®

• Money manager

• $1 million Family Fraud Insurance

• Alerts & score tools

• Optional - 3 credit bureau credit report - $16.95 each

• No credit check required

• No processing fees

• $200 deposit to open your secure credit card

• Receive your card in as little as 2 weeks

• Use your new card anywhere MasterCard is accepted

• Reports to 3 national credit reporting agencies

• FDIC insured

• 95% approval rating, even with less than perfect credit

• $5,000 unsecured revolving line of credit

• Reports to 3 national credit reporting agencies each month

• A low 9.9% APR

• Flexible payment plans

• Establish credit as you shop

• Member's only discounts

• FREE shipping that is fast and reliable

• No monthly fees

Jewelry Club

• No credit score required

• Easy approval

• No upfront security deposit

• Reports to all 3 national credit reporting agencies

• Many plans to choose from

• Save money while building credit

• Low monthly payments build your credit and grow your savings

• Cancel anytime with no penalty

• FDIC insured

• Options for No, Bad, Fair and Good credit

• Many credit card options - Visa ,MasterCard, and store cards

• Secured and unsecured credit cards

• Auto financing and refinancing

• Rent Reporting

• Credit builder savings accounts

• FDIC insured

• Your online source for books and eBooks

• Revolving credit account

• Guaranteed approval

• No membership dues

• No fees or interest

• Report your rent

• Build your credit

• Rent payments are reported to Equifax and TransUnion

• Reports up to 2 years of past rental payment history as well as ongoing rental payments

• Easy sign-up

• Free updated credit scores monthly

• Report your utility and phone payments

• Utility account types: power, water, gas, waste, cable TV, satellite TV, internet, mobile and landline phones

• Reports to TransUnion monthly

• Builds credit without having to get a credit card or loan