CREDIT BUILDER
RESOURCES
Credit Monitoring

Basic Membership Plan
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$12.95 per month
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1 FREE - 1 Credit bureau credit report & score per month
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Credit monitoring
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ScoreTracker
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ScoreBuilder™
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ScoreMaster®
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Money manager
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$1 million Family Fraud Insurance
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Alerts & score tools
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Optional - 3 credit bureau credit report - $16.95 each
Premium Membership Plan
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$19.95 per month
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1 FREE - 3 Credit bureau credit reports & scores per month
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Unlimited - 1 Credit bureau credit report & score per month
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Credit monitoring
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ScoreTracker
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ScoreBuilder™
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ScoreMaster®
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Money manager
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$1 million Family Fraud Insurance
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Alerts & score tools
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Optional - 3 credit bureau credit report - $16.95 each
Credit Building Credit Card

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No credit check required
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No processing fees
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$200 deposit to open your secure credit card
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Receive your card in as little as 2 weeks
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Use your new card anywhere MasterCard is accepted
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Reports to 3 national credit reporting agencies
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FDIC insured
Online Jewelry Club Account
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95% approval rating, even with less than perfect credit
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$5,000 unsecured revolving line of credit
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Reports to 3 national credit reporting agencies each month
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A low 9.9% APR
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Flexible payment plans
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Establish credit as you shop
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Member's only discounts
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FREE shipping that is fast and reliable
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No monthly fees
Jewelry Club
Credit Builder Savings Account
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No credit score required
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Easy approval
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No upfront security deposit
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Reports to all 3 national credit reporting agencies
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Many plans to choose from
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Save money while building credit
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Low monthly payments build your credit and grow your savings
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Cancel anytime with no penalty
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FDIC insured

Credit Cards & Loan Products
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Options for No, Bad, Fair and Good credit
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Many credit card options - Visa ,MasterCard, and store cards
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Secured and unsecured credit cards
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Auto financing and refinancing
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Rent Reporting
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Credit builder savings accounts
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FDIC insured

Credit Account
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Your online source for books and eBooks
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Revolving credit account
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Guaranteed approval
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No membership dues
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No fees or interest

Rent Reporting
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Report your rent
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Build your credit
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Rent payments are reported to Equifax and TransUnion
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Reports up to 2 years of past rental payment history as well as ongoing rental payments
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Easy sign-up
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Free updated credit scores monthly

Utility and Phone Payment Reporting
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Report your utility and phone payments
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Utility account types: power, water, gas, waste, cable TV, satellite TV, internet, mobile and landline phones
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Reports to TransUnion monthly
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Builds credit without having to get a credit card or loan
