credit cards | Boe Credit

How Creating and Maintaining a Budget Can Help Your Finances

How you can get your credit back on track

Debt Consolidation Loans: What you should know

Jeff Boe

Feb 21, 2021
3 min

How Creating and Maintaining a Budget Can Help Your Finances

Household budgets are an important tool that can help families and individuals keep track of their spending and make sure they are living...

Jeff Boe

Jan 17, 2021
4 min

How you can get your credit back on track

Your credit score determines the interest rates on car loans, mortgages, personal loans, credit lines, and just about any type of credit...

Jeff Boe

Dec 13, 2020
3 min

Debt Consolidation Loans: What you should know

Keeping track of your debt can be difficult especially when you have multiple debts hanging over your head that you are struggling to pay...

4 Ways You Can Build Credit Without a Credit Card or Loan

Jeff Boe

Nov 21, 2020
3 min

4 Ways You Can Build Credit Without a Credit Card or Loan

Most people believe the only way you can build credit is by getting a credit card or a loan. But how can you build credit if you can’t...

Jeff Boe

Oct 25, 2020
3 min

Are you credit worthy?

Being credit worthy means that you are considered a good risk by lenders and financial institutions. In other words, you have a good...

Jeff Boe

Aug 21, 2020
2 min

Vantage Score – What You Should Know

Vantage Score is the most common scoring model used by credit monitoring services such as Credit Karma, PrivacyGuard, TrueCredit,...

Credit Freeze as a Credit Repair Tactic – Myth or Fact?

Jeff Boe

Jul 25, 2020
3 min

Credit Freeze as a Credit Repair Tactic – Myth or Fact?

Does a credit freeze work as a tactic to remove negative accounts from credit reports?

HOW YOUR CREDIT SCORE AFFECTS YOUR AUTO LOANS

Jeff Boe

Jun 26, 2020
3 min

HOW YOUR CREDIT SCORE AFFECTS YOUR AUTO LOANS

Though you may be able to get a loan with any level of credit, your credit rating will determine the interest rate you are offered and...

Jeff Boe

May 22, 2020
3 min

ARE YOU A CREDIT STATISTIC?

Your credit score defines your credit worthiness - how you pay, how much you pay and whether you CAN pay.

Why You Should Not Use Your Tax Refund to Pay Collection Accounts

Jeff Boe

Apr 18, 2020
4 min

Why You Should Not Use Your Tax Refund to Pay Collection Accounts

While paying down debt is a good use of your “extra” hard-earned dollars, we recommend that you think strategically about how you do it ...

Debt Reduction Tactic - Negotiate with Your Credit Card Company

Jeff Boe

Feb 24, 2020
4 min

Debt Reduction Tactic - Negotiate with Your Credit Card Company

One strategy is as simple as calling your credit card company and asking them if they will lower your interest rate.

Zero Percent APR Credit Card – Truths and Traps

Jeff Boe

Jan 20, 2020
4 min

Zero Percent APR Credit Card – Truths and Traps

A 0% APR credit card is an attractive proposition, and often is too tempting an offer to resist. However, it is essential to be informed ...

NEVER Submit Your Credit Report Disputes Online

Jeff Boe

Dec 23, 2019
2 min

NEVER Submit Your Credit Report Disputes Online

Most do-it-yourselfers don’t realize that by submitting your disputes online you must agree to terms and conditions which are drafted by the

A Summary of Your Rights under the Fair Credit Reporting Act

Jeff Boe

Nov 20, 2019
5 min

A Summary of Your Rights under the Fair Credit Reporting Act

You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”).

Your Credit Rights… The Fair Debt Collection Practices Act

Jeff Boe

Oct 23, 2019
3 min

Your Credit Rights… The Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act is designed to stop harassing, unfair, and abusive debt collection practices.

Jeff Boe

Sep 22, 2019
4 min

Credit Scores and Their Meanings

Credit scores are used by lenders, including banks providing any kind of loans, credit card companies, and even car dealerships financing au

BOE KNOWS CREDIT

A Blog by Boe Credit Consulting