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Credit Improvement Services Backed by Powerful Consumer Protection Attorneys
How Creating and Maintaining a Budget Can Help Your Finances
Household budgets are an important tool that can help families and individuals keep track of their spending and make sure they are living...
How you can get your credit back on track
Your credit score determines the interest rates on car loans, mortgages, personal loans, credit lines, and just about any type of credit...
Debt Consolidation Loans: What you should know
Keeping track of your debt can be difficult especially when you have multiple debts hanging over your head that you are struggling to pay...
4 Ways You Can Build Credit Without a Credit Card or Loan
Most people believe the only way you can build credit is by getting a credit card or a loan. But how can you build credit if you can’t...
Are you credit worthy?
Being credit worthy means that you are considered a good risk by lenders and financial institutions. In other words, you have a good...
Vantage Score – What You Should Know
Vantage Score is the most common scoring model used by credit monitoring services such as Credit Karma, PrivacyGuard, TrueCredit,...
Credit Freeze as a Credit Repair Tactic – Myth or Fact?
Does a credit freeze work as a tactic to remove negative accounts from credit reports?
HOW YOUR CREDIT SCORE AFFECTS YOUR AUTO LOANS
Though you may be able to get a loan with any level of credit, your credit rating will determine the interest rate you are offered and...
ARE YOU A CREDIT STATISTIC?
Your credit score defines your credit worthiness - how you pay, how much you pay and whether you CAN pay.
Why You Should Not Use Your Tax Refund to Pay Collection Accounts
While paying down debt is a good use of your “extra” hard-earned dollars, we recommend that you think strategically about how you do it ...
Debt Reduction Tactic - Negotiate with Your Credit Card Company
One strategy is as simple as calling your credit card company and asking them if they will lower your interest rate.
Zero Percent APR Credit Card – Truths and Traps
A 0% APR credit card is an attractive proposition, and often is too tempting an offer to resist. However, it is essential to be informed ...
NEVER Submit Your Credit Report Disputes Online
Most do-it-yourselfers don’t realize that by submitting your disputes online you must agree to terms and conditions which are drafted by the
A Summary of Your Rights under the Fair Credit Reporting Act
You may request and obtain all the information about you in the files of a consumer reporting agency (your “file disclosure”).
Your Credit Rights… The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act is designed to stop harassing, unfair, and abusive debt collection practices.
Credit Scores and Their Meanings
Credit scores are used by lenders, including banks providing any kind of loans, credit card companies, and even car dealerships financing au
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